Digestive Problems Insurance Information

Your Health Plan Affects Many Things
What Are Your Choices?
Rate Your Health Plan Choices
Sources of Additional Information

Today there are more health plans to choose from than ever before. Not everyone has a choice. But if you do, this section can help you choose the plan that offers the best quality for you and your family.

Do not assume that plans cover or provide certain items. Ask for any specifics you may think of before choosing a plan.

Your Health Plan Affects Many Things


What Are Your Choices?

The two major types of health plans are "fee-for-service" and "managed care."

Managed care plans can go by many names: Health Maintenance Organization (HMO); Preferred Provider Organization (PPO); Individual Practice Association (IPA); and Point of Service (POS) plan, to name a few.

What you need to understand is not the plan's label, but the characteristics of the plan. Research shows that it is important to understand your options and how they affect your choice of providers and services, costs, and quality of care.


Rate Your Health Plan Choices

Before you join a plan, it is good to get consumer ratings or consumer satisfaction information. Here are some questions to consider regarding the quality of a particular plan:

Some people may be particularly concerned with some services more than others. Here is a list of particular treatments you may be interested in:

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